Housing insurance personal 裝修保險 awareness is not high

Chengdu, which experienced the 5.12 Wenchuan earthquake, also experienced a brief development boom of buying insurance for one's own house, but after a gust of wind, it gradually couldn't be subdued. After the occurrence of the explosion safety accident risk in Tianjin Port, it has once again become a concern for people in society to buy insurance for their houses.

"The premium is 500 yuan, and the insured amount is 300,000."

It is understood that for real estate insurance, major insurance companies have always been in traditional home insurance, but they have not become a hot-selling product. "Generally speaking, ordinary residents are willing to buy insurance for jewelry, cars, etc., but they often overlook the most important property-the house," a staff member of Jintai Property Insurance told reporters. Given the relatively wide coverage of property insurance, current corporate customers The awareness of this type of insurance is relatively high.

Insurance for the house, the cost is not high

Yan Fang, who has been in the insurance business for many years, said that the cost of buying a house and buying insurance is not high. According to the size, type, service life and other conditions of the property, the specific insurance premium for the house itself can be relatively large, but it is affordable for ordinary families. Home Property Insurance Ping An Insurance underwrites "house losses caused by fires, typhoons, rainstorms, mudslides, etc.", and its online starting price is only 100 yuan/year. According to the reporter's understanding, the general premium of this type of insurance is between 100 yuan/year and 500 yuan/year. However, not all family insurance policies are the same. General property insurance can protect houses caused by natural disasters such as floods, typhoons, and lightning strikes. However, some property insurance products do not guarantee losses caused by earthquakes and tsunamis.

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